Although looking at the population in 2019, car accidents appears quite common. The truth is, very few people will actually experience a car accident. In the event of a car accident in California, you’ll want to be as informed as possible about auto accidents. Learning the truth behind these common myths now will undoubtedly pay dividends in the future and always remember to use a personal injury lawyer for the best results.
Myth #1: Insurance Will Cover Everything
Each month you pay your car insurance company money for situations like unexpected car accidents and repair costs. We expect that they should cover the cost of repairs. This is often not the case. Depending on your insurance plan and who is deemed at fault, you could be paying a significant portion of your expenses out of pocket. It is wise to clear this up with your car insurance agent for more details.
Myth #2: My Insurance Company Is On Your Side
Even though commercials make auto insurance agents look friendly, the actual employees of these companies often are not. Even if you have been a loyal customer for many years, your insurance company may still try to cut costs by denying you coverage. At the end of the day, insurance companies are just a business.
Myth #3: The Driver Who Rear-Ended Me Is Always At Fault
This myth is something that many people actually believe is true, but this isn’t the case all the time. While in most cases, the rear driver is at fault, there are many factors that could shift the blame. They include situations like your brakes being defective, the front car having nonfunctional brake lights, or the behavior of a third driver causing the accident. In any case, make sure to speak with an attorney as soon as you can.
Myth #4: You Do Not Need To See A Doctor
Sometimes, injuries do not show serious symptoms until hours, days or even weeks after a car accident. When you get into an accident, don’t shrug off minor injuries. No matter the case, you should see a medical professional as soon as possible and get an honest assessment of your ailments. Seeking immediate medical attention will ensure your health and help your claim later in the process when it comes down to it.
Myth #5: You Do Not Need A Lawyer
Many things can go against you when making an insurance claim on your own. Your insurance company can be unreasonable, the other driver can be a scammer, or some other issue could arise that you are not aware of. The best course of action is to speak with an auto accident lawyer as soon as possible. Having their knowledge and experience will keep your mind at ease and make recovery even easier.